Term Loan to Manufacturing Industry

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Maximum of 75% of the project cost depending on the viability of the project.

20 years including gestation period

• Application
• Copy of citizenship identity card.
• Detailed Project Report (For development of new projects).
• Business income tax and personal income tax assessment for individuals & Business units, if it is in operation.
• Certificate of Incorporation issued by the ROC, if applicable.
• Environmental clearance.
• Approval for power supply from Bhutan power Corporation.
• Audited Financial Statements- Balance sheet & P& L Account for last two years, if it is in operation.
• Projected profit & loss statement for the proposed loan tenure or at least for next five years.
• Working results of Sales & Purchases for the last 6 months, if it is in operation
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• Latest stock position, if it is in operation
• Invoice of machineries/fixed assets to be purchased.
• Present borrowings and bankers details.
• Valid Trade License.
• Statutory approval/Clearances from various Government Authorities/ Agencies wherever necessary.
• Board resolution wherever applicable.
• Drawings for the new projects.